Is there an HMO dental plan?

There are HMO type dental plans and they have a variety of benefit levels and copays for various services. Also, your choice of dentists may be limited and you may therefore not be able to see your regular dentist under the plan.

It is important to be aware that although preventive and diagnostic service may only involve a nominal copay per visit, other services such as crowns, dentures and even posterior composite filling may have a significant copay.

Dr. Michael Roizen, MD
Internal Medicine

Yup. It’s either called a DHMO or a capitation plan. These plans involve a contract between the plan and a specific dentist. The plan pays the dentist a certain amount per family/person enrolled per month to provide certain services for free or for a small co-payment price. However, there is a premium involved and this number may not match up at all with the dollar amount that the plan is covering for dental services.

Continue Learning about Dental Insurance Plans

What if I can't afford dental insurance?
Dr. Saul N. Miller, DDSDr. Saul N. Miller, DDS
Dental insurance actually often may provide only limited amounts of benefits per year due to the ann...
More Answers
Does my dental insurance cover me if I get treatment outside the country?
American Dental AssociationAmerican Dental Association
Some dental insurance plans may not cover you if you are treated in a foreign country. Watch Dr....
More Answers
What is not covered by a dental plan?
American Dental AssociationAmerican Dental Association
Some dental plans do not cover pre-existing conditions, such as missing teeth. Others may not co...
More Answers
How should I choose a PPO dental plan?
American Dental AssociationAmerican Dental Association
Preferred Provider Organization (PPO) programs are dental plans under which patients select a de...
More Answers

Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.