AARP

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AARP is a nonprofit, nonpartisan organization that helps people 50+ have independence, choice and control in ways that are beneficial and affordable to them and society as a whole.

Activity

  • AARP
    AARP answered:

    Can I get Medicare before age 65?

    Usually you must wait until you reach 65 to get Medicare. But there are some exceptions. You can become eligible for Medicare at any age before 65 under the following circumstances:
    You have a severe illness, injury or disability that prevents you from earning more than a certain amount of money each month and you’ve received Social...Read More
  • AARP
    AARP answered:

    Does gargling help relieve cold symptoms?

    Yes. Dissolve ¼ to ½ a teaspoon of salt in 8 ounces of warm water. Salt helps draw out excess fluid from the throat’s inflamed tissues. Gargle a few times a day to relieve cold symptoms.  Read More
  • AARP
    AARP answered:

    How can switching hands to do daily tasks help keep my mind sharp?

    Switching hands may be uncomfortable, but doing tasks with your nondominant hand such as writing, operating a computer mouse and brushing your teeth can activate parts of the brain that aren't easily triggered otherwise. Anything that requires the brain to pay close attention to a formerly automatic...Read More
  • AARP
    AARP answered:

    How is the donut hole in Medicare drug coverage going to close?

    The gap will gradually narrow until it disappears in 2020. If you reach the doughnut hole next year, you’ll get a 50 percent discount on brand-name prescription drugs and a 7 percent discount on generic prescription drugs while you are in the coverage gap. 
     
    This means you will not have to pay...Read More
  • AARP
    AARP answered:

    How does the new healthcare law improve long-term care services?

    The new health care law improves both long-term care services and information:
     
    Starting in 2011, consumers will have more information about nursing home inspections, complaints against facilities and consumer rights. This information will help you make decisions when selecting a nursing home. Your state may receive more...Read More
  • AARP
    AARP answered:

    Will additional preventive services be covered by the changes to Medicare?

    Yes. The new law adds an annual personalized health assessment and prevention plan to the list of covered preventive services in Medicare. You will be able to see your provider for this assessment every year, with no cost sharing. Also, under the new law, the secretary of Health and Human Services has...Read More
  • AARP
    AARP answered:

    How can redecorating my surroundings keep my brain sharp?

    Making small changes in your surroundings can alter motor pathways in the brain and encourage new cell growth. So redecorate and redesign. Plant new flowers in front of your house. Redecorate the kitchen. Rearrange your closets and drawers. Replace the candles in your living room with some that have a...Read More
  • AARP
    AARP answered:

    What happens to my younger spouse when I go on Medicare at age 65?

    The best option for your spouse, frankly, is for you to work longer—if this is at all possible—so that you both can continue to have coverage under your employer health insurance until you are both eligible for Medicare at age 65. If that day is far off, consider working at least for a few more years....Read More
  • AARP
    AARP answered:

    Does Medicare cover the cost of assisted living facilities?

    No. Medicare does not cover assisted living. While more states are starting to cover some services under Medicaid or other government programs, public payment is not common in the assisted living industry. State Medicaid agencies can provide information about eligibility and covered services.
    Assisted...Read More
  • AARP
    AARP answered:

    When is the best time to enroll in Medigap?

    The best time to buy a Medigap policy is during your Medigap open enrollment period, which lasts for six months and begins on the first day of the month in which you are both 65 or older and enrolled in Medicare Part B. During this period, you can buy a Medigap policy without fear of being turned down...Read More
  • AARP
    AARP answered:

    What parts of Medicare have premiums, deductibles and copayments?

    You will pay premiums for Part B, Medicare Advantage (Part C) and Medicare Prescription Drug Coverage (Part D), each of which is an optional coverage. These plans also have deductibles and copayments.  Read More
  • AARP
    AARP answered:

    How can income level affect Medicare Part B premiums?

    People with higher incomes (generally above $85,000 for an individual, or $170,000 for a couple) do pay higher Part B premiums. However, due to provisions in the new health care law, the costs of annual wellness visits and many preventive screenings are now covered in full.

    For people with low incomes, the...Read More
  • AARP
    AARP answered:

    How much insurance coverage does Medicare provide for my family?

    Unlike many health insurance plans, Medicare does not provide family coverage. If you are 65 and qualify, you are insured by Medicare as an individual. You cannot insure your children or a younger spouse through your Medicare plan. Like you, your spouse is eligible for individual Medicare coverage once...Read More
  • AARP
    AARP answered:

    Does gargling with tap water help prevent colds?

    Yes. According to a 2005 Japanese study, gargling regularly with plain tap water during the common-cold season helped prevent more upper respiratory tract infections than even gargling with a mild antiseptic mouthwash.   Read More
  • AARP
    AARP answered:

    Is everyone on Medicare getting a rebate check?

    In 2010 only, those with Medicare Part D who fall into the “doughnut hole” coverage gap and are not receiving the low-income subsidy will receive a one-time tax-free check for $250 to help with their drug costs.  Read More