Health Insurance
Suggested health-care reform addresses some health-insurance
practices, such as denying coverage because of a persons medical
condition. The New York Times outlined several parts of the reform
in an interactive chart that boils down main points for... More
Suggested health-care reform addresses some health-insurance practices, such as denying coverage because of a persons medical condition. The New York Times outlined several parts of the reform in an interactive chart that boils down main points for people who are insured and pay on their own, those eligible for subsidized coverage, and several options for the uninsured. For the insured, for instance, health-insurance companies will have to stop setting annual limits on coverage and allow children to remain on parents policies until they turn 26. Beginning in 2014, a person cannot be denied coverage or charged higher premiums because of his or her health. Also that year, a family of four with an income of about $29,000 will be eligible for a rejuvenated Medicaid program. Less
Recently Answered
- Q Is plastic surgery covered by insurance?
-
How can you know if your health insurance will pay for a plastic surgery procedure? It's easy to find out; just ask your insurance company whether your procedure is included in your plan—that is, whether they'll cover it and what percentage they'll... More
In general, the majority of elective cosmetic surgical procedures are not covered by health insurance. However, there are forms of reconstructive plastic surgery including breast cancer reconstruction, breast reduction surgery, panniculectomy or... More
Some of the procedures are covered by insurance companies. For example breast reduction, breast reconstruction after breast cancer surgery, some cases that require upper and/or lower eyelid surgery, etc. More
- Q What should I know about my health insurance before going to the ER?
-
Once an emergency brings you to the ER, the details of your insurance coverage will be secondary to treating your problem. So take the time now to make sure you’re carrying a current health insurance identification card. Note your insurance... More
- Q What is HIPAA, and what rights does it grant me?
-
HIPAA, though it sounds like it might be a female hippo, is actually short for the Health Insurance Portability and Accountability Act of 1996. HIPAA protects the privacy of your medical records since the law states that it is illegal to share your... More
In April 2003, when the government passed the Health Insurance Portability and Accountability Act (HIPAA), it was meant to improve both the confidentiality and accessibility of your medical file. Specifically, HIPAA gives you the right to…... More
HIPAA stands for the Health Insurance Portability and Accountability Act of 1996. HIPAA established special protections for certain people -- called "federally eligible individuals" or "HIPAA eligible individuals" -- when they lose group health coverage.... More
- Q Is there an HMO dental plan?
-
Yup. It’s either called a DHMO or a capitation plan. These plans involve a contract between the plan and a specific dentist. The plan pays the dentist a certain amount per family/person enrolled per month to provide certain services for free or for... More
A Dental Health Maintenance Organization (DHMO) dental plan works similarly to the HMO health plan. Contracted network dentists are paid a monthly ‘capitation’ amount (fixed amount) based on the number of eligible members visiting the... More
- Q What types of insurance policies cover cataract surgery?
-
Since cataracts are common and cause serious vision loss, most health insurance policies (most vision insurance won’t actually help here) cover surgery to remove them and implant a monofocal lens. There are as many cataract surgeries done... More
Cataract treatment may be covered under many different types of managed care policies such as your Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), Point of Service (POS) managed care plan, or Fee-For-Services (FFS) plan.... More
- Q Will my eye benefits plan cover emergency visits to my eye doctor?
-
It depends. What health insurance policies cover varies more than seasonal fashion trends. At the very least, you may get a discount or just have to pay a co-pay. However, it’s important to note that your standard medical insurance typically... More
While your insurance policy will often cover the cost of routine eye examinations, services performed in an emergency room are covered under a medical plan. More
