What is supplemental insurance?

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  1. UnitedHealthcare
     
    UnitedHealthcare answered:

    Supplemental insurance is an add-on policy you can purchase from most insurance agents, and is usually used to cover expenses associated with a specific illness such as cancer, long-term care in a nursing home, a hospital indemnity, or other policy. The main reason people buy supplemental insurance policies is because they want additional help in paying for expensive medical-related services that are not covered by their main health insurance plan. Depending on the type of supplemental insurance you purchase, the plan may help you with copayments, deductibles, coinsurance, or even  out-of-pocket expenses.

    More Related Answers from UnitedHealthcare
    Supplemental insurance is an add-on policy you can purchase from most insurance agents, and is usually used to cover expenses associated with a specific illness such as cancer, long-term care in a nursing home, a hospital indemnity, or other policy.... More