Do vision plans cover the cost of cataract surgery?

Vision insurance plans don’t usually cover the cost of cataract surgery, although some plans do offer benefit packages for eye surgery. Read the plan information carefully for specifics. Luckily, cataract surgery is usually covered under your standard health insurance plan or Medicare Part B.

 

Cataract surgery is considered to be medically necessary and is more likely to be covered by a medical insurance plan. If the cataract causes difficulty reading, driving a car, or interferes with a person's daily life, eye surgery may be considered. The surgery is done on an outpatient basis and in most cases under local anesthesia. Talk with your eye doctor for information about your specific situation