How can I obtain health insurance through employment?

You may have the option of joining a group policy offered by your employer. These are often called group policies because you join a large pool of insured customers, which can help drive costs lower for the entire plan and broaden the range of available benefits. Group policies are usually open to all employees, regardless of their health. Many policies will also cover your spouse and/or children for an additional fee.

Employer-sponsored health care is considered a tax-exempt expense, so if you pay a fee or premium for health care coverage, you may have it deducted from your paycheck before taxes are taken out.