How does the new healthcare law make it easier to get health insurance?
-
UnitedHealthcare answered:There are several ways the health care reform law, also known as the Patient Protection and Affordable Care Act (PPACA), helps make it easier to get health insurance.
- Those who were previously denied insurance coverage due to a
pre-existing condition may now qualify for health care coverage. - Medicaid eligibility is expanded to include all individuals and families
with incomes up to 133% of the poverty level. - Health benefit exchanges will be created in each state to provide a
marketplace where individuals and small businesses can
compare policies and buy insurance (with a government subsidy
if they are eligible). - Small businesses that provide health insurance coverage to their
employees may now receive a tax credit.
To learn more about health care reform, go to healthcare.gov or www.uhc.com/reform.
This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment and restrictions. Federal and state laws and regulations are subject to change.There are several ways the health care reform law, also known as the Patient Protection and Affordable Care Act (PPACA), helps make it easier to get health insurance. Those who were previously denied insurance coverage due to a... More - Those who were previously denied insurance coverage due to a
-
AARP answered:The new health care law makes it easier to obtain health insurance in the following ways:
The new law creates health insurance exchanges for those who can’t get coverage through their job. Exchanges will be set up in every state to provide “one stop shopping” so it will be easier to compare plans and prices. If you are eligible for insurance through an exchange and do not purchase it, you will be subject to a penalty. Exchanges start offering insurance in 2014.
All health plans in the exchanges must cover a range of benefits. These include medical, mental health, prescription drugs, and rehabilitative services. You will be able to pick among four levels of coverage to fit your needs.
If you have been uninsured for six months and have a pre-existing condition, you may be able to get coverage. This coverage — also known as “high risk pools” — should be available in your state by late 2010. It will continue until the exchanges start in 2014.The new health care law makes it easier to obtain health insurance in the following ways: The new law creates health insurance exchanges for those who can’t get coverage through their job. Exchanges will be set up in every state to... More
