What are common conditions covered by disease-specific insurance?

None -- they try to make sure you pay them for no coverage. On the face of it, disease-specific insurance usually covers conditions such as heart disease, cancer, stroke, Alzheimer’s, Parkinson’s, multiple sclerosis, kidney failure, or another terminal illness based on family medical history or job. Blindness, deafness, and paralysis are also common conditions covered by disease-specific insurance. However, it’s important to note that the critical illnesses covered by each insurance company vary as much as seasonal fashion trends. And some call these legal robbery policies, because the restrictions are often so encompassing that you are more likely to be hit by lightening twice in a day than benefit from one.

Disease specific insurance covers many different disease and conditions. The disease most commonly covered by disease specific insurance policies is cancer, but you can get coverage for many diseases, including Alzheimer's, heart disease, stroke, and Parkinson's disease, just to name a few. Some policies are more general covering all dental and vision care, preventive care, or benefits for critical illness. Disease specific insurance is a fairly new, but becoming an increasingly more popular type of policy in the insurance world. You should contact your insurance provider to see if they have disease specific insurance for a condition you are interested in.