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- Q What are the disadvantages of prescription drug plans?
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While there may be medications that are not covered or have limits to the coverage, prescription drug benefit plans make many prescription medications more accessible and affordable than they would be without a benefit plan. Full Answer
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- Q How do I help to avoid problems filling a prescription?
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To help avoid problems filling your prescription, consider doing the following: • Before your doctor visit, review your plan documents to find out whether or not your medications are covered. • Bring your medication bottles and a copy of your... Full Answer
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- Q What's the difference between a brand-name drug and a generic drug?
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Dr. Mehmet Oz, CardiologyThe main ingredient in a generic medication is the exact same medication as you may find in a brand name product -- and it could save you money. Learn more in this video with Dr. Oz and Pharmacist Nancy Nkansah. Full Answer
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- Q Does health insurance pay for over-the-counter medications?
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In some cases, insurance companies do not cover over-the-counter medications. However, in many cases your out-of-pockets costs for over-the-counter medications are less than your cost for a comparable prescription medication. Review your plan documents... Full Answer
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- Q What is the difference between Medicare and Medicaid?
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Dr. Michael Roizen, Internal MedicineWho’s eligible, who pays, and what services are covered. The main difference between Medicare and Medicaid is the eligibility criteria. Medicaid is based on your income and level of disability, and Medicare is based on age and in some cases... Full Answer
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- Q What are the health insurance options for seniors?
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Dr. Michael Roizen, Internal MedicineHealth insurance options for seniors include Medicare, Medicaid, private insurance, group plans from membership organizations or your employer, if you’re still working. Each plan varies a great deal, so read each plan carefully before deciding. If... Full Answer
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- Q How do I choose the right health insurance if I'm a senior?
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Dr. Michael Roizen, Internal MedicinePick a lottery number. You are kidding -- we’ve tried to do so and feel totally incompetent and we’ve done so with experts at our side. So if you’re a senior, you can try to choose the right health insurance by reading up on the... Full Answer
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- Q How does long-term care insurance work?
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Long-term care insurance pays a fixed amount for each qualified day that you receive long-term care. This care can be provided to you at a nursing home, your own home, an adult day care center, hospice care, respite care, an assisted living facility, a... Full Answer
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- Q How do I hire an in-home caregiver?
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In-home caregivers can be hired through a home care agency, or privately. The benefits of working with an agency are that they are licensed and bonded, conduct background checks on all employees, and provide training. If you hire a private in-home... Full Answer
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- Q How do I apply for in-home assistance?
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You can get in-home assistance many different ways. First, talk with your financial advisor or insurance agent about purchasing a long-term care insurance policy. You will need to purchase this ahead of time before you actually need the in-home... Full Answer
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