Health Insurance

While most large employers offer health insurance plans to employees as a benefit, some people opt for non-employer sponsored health insurance. For example, small businesses may not have the means to provide employer-sponsored health care to their... Full Answer

Health insurance provides a way for people to receive health care services without having to bear the cost alone. While many people get health insurance through their employers, others pay for private health insurance policies. Still others get health... Full Answer

Employers offer health insurance to recruit and retain employees Things often seem bleak after a recession, especially with no raises, bonuses or promotions to boost your morale (and your bank account). Still, there are incentives available to reel new... Full Answer

You may save money with a high deductible health plan (HDHP), but you should do your homework to make sure. First, assess your financial state and see how much you can afford to pay. You need to consider the cost of the HDHP premium, plus the deductible.... Full Answer

With a high deductible health plan (HDHP), you pay monthly premiums as you would with a traditional health plan. Covered preventive care services may be paid up to 100 percent. When you need medical care or prescriptions, you will pay the actual cost of... Full Answer

The health care reform law, also known as the Patient Protection and Affordable Care Act (PPACA), created a temporary high-risk pool to help uninsured people with preexisting conditions get insurance immediately. States will still administer their... Full Answer

Before choosing a high deductible health plan (HDHP), or any health plan, ask yourself the following: Is my doctor in the health plan network? Many health insurance companies establish provider networks. These networks include doctors, hospitals and... Full Answer

Yes, your child may still be eligible even if you have a job. The majority of children covered by these health insurance programs come from working families who cannot afford group insurance coverage for their children. To find out if your children may... Full Answer

If you’re uninsured, you don’t have to enroll your child in Medicaid. But we’d like to encourage you to do so -- it is the best way to get your child health insurance. Under the Children’s Health Insurance Program, children are... Full Answer

You can get health insurance for your children through your State Children's Health Insurance Program (SCHIP). If your family's income is low to moderate (up to $44,100 per year), your children may qualify. Different eligibility rules apply, but in most... Full Answer