Recently Answered
- Q How do I transition from my existing group plan?
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To transition from your existing group plan, contact your insurance company and cancel the policy. You may want to request a written confirmation of the cancellation for your records. Unlike your employer-sponsored health plan, an individual or private... Full Answer
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- Q How can I learn more about non-employer sponsored insurance plans?
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The best way to learn more about non-employer health insurance plans is to do your homework. A few things to consider when you are looking for a health insurance plan:• The cost of the premium, co-pays, co-insurance and deductible; • How... Full Answer
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- Q If I recently started a business, can I continue my previous coverage?
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If you're just starting your business, you may be able continue your previous group coverage through the Consolidated Omnibus Budget Reconciliation Act (COBRA). If you're willing to pay 102 percent of the premium yourself, you may be able to extend the... Full Answer
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- Q As a self-employed person, can I get individual health insurance?
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Some self-employed people opt for individual health plans. With these plans, your current health is a factor, and you may be turned away because of pre-existing conditions. If your health is less than perfect, you could be asked to pay very high... Full Answer
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- Q Are non-employer sponsored plans expensive?
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The cost of non-employer sponsored health care plans varies, depending on your age, health status, gender and health insurance needs. Research your options so you pick the one that best fits your budget and needs. Full Answer
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- Q What should I do if I want to leave my group health plan?
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If you want to leave your group health plan, before you do so you should look for a health insurance plan that meets your health insurance needs and your budget. If you’re in good health and don’t require a lot of routine care, you may only... Full Answer
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- Q How do I find out about COBRA coverage?
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You can find out about Consolidated Omnibus Budget Reconciliation Act (COBRA) through your employer or health plan administrators who should tell if you if you are entitled to COBRA benefits. Typically, they might have provided notice when you were first... Full Answer
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- Q How long does COBRA coverage last?
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Once you choose Consolidated Omnibus Budget Reconciliation Act (COBRA) continuation and pay for it, COBRA coverage begins on the date that health care coverage ceased. You should be covered for 18 months or more, but the coverage may end earlier if... Full Answer
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- Q What can cause me to lose my COBRA benefits?
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There are times when your COBRA may end, such as. - When you reach the end of your COBRA period with your former employer-sponsored health insurance plan; - If you do not pay the monthly premium; - If you meet the criteria for Medicare;. - If your... Full Answer
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- Q Which employers are required to offer COBRA coverage?
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Employers with 20 or more employees are usually required to offer Consolidated Omnibus Budget Reconciliation Act (COBRA) coverage and to notify their employees of the availability of such coverage. COBRA applies to private-sector employees and to most... Full Answer
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