Question

Health Insurance

How does out-of-pocket spending work?

A Answers (1)

  • AUnitedHealthcare answered
    Out-of-pocket costs are those health care expenses you pay that are not reimbursed by your health insurance company. Some common out-of-pocket costs include your deductible, co-pay, and co-insurance.  Your health plan will "cap" your out-of-pocket expenses, which means that once you reach the maximum out-of-pocket costs for your plan, your health plan takes over and provides coverage. Review your plan documents for specific details on out-of-pocket costs.
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