Health Insurance

How do health reimbursement accounts (HRA) work?

A Answers (1)

  • AUnitedHealthcare answered

    When you receive care or have an eligible health care cost as defined by your HRA summary plan description, you will not pay for the service immediately. Instead, your doctor should submit the claim to your health plan. This is to make sure:

    • The claim is for a covered service.

    • You receive any discounts that may have been offered through a network physician.

    The health plan will then pay the claim using the money in your health reimbursement account* (HRA). This money counts toward your plan deductible and out-of-pocket maximum.

    * Also called a health reimbursement arrangement

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What is a health reimbursement account (HRA) plan?