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Joane Goodroe, Nursing, answeredThe Affordable Care Act requires many insurance plans to provide coverage without cost sharing to enrollees for a variety of preventive health services, such as colonoscopy screening for colon cancer, Pap smears and mammograms for women, well-child visits, and flu shots for all children and adults. The law also makes proven preventive services free for most people on Medicare.
The Affordable Care Act encourages taking advantage of preventive services, such as screenings, vaccinations, and counseling by eliminating deductibles, co-payments, and co-insurance for employer-sponsored health plans or individual health insurance policies created after September 23, 2010.
Depending on your plan, the following preventive services may be available to you:
- Blood pressure, diabetes, and cholesterol tests
- Many cancer screenings, including mammograms and colonoscopies
- Counseling on such topics as quitting smoking, losing weight, eating healthfully, treating depression, and reducing alcohol use
- Routine vaccinations against diseases such as measles, polio or meningitis
- Flu and pneumonia shots
- Counseling, screening, and vaccines to ensure healthy pregnancies