Is wearing a tinted moisturizer with SPF 20 enough for every day?

It's better than nothing but not as effective as wearing a translucent facial lotion with sunscreen. Most of us desire a natural, less-is-more look with our makeup, and less is not more when it comes to sun protection. Applying a sheer layer of tinted moisturizer or a dusting of mineral makeup gives you a fraction of the SPF you thought you were getting. Unless your makeup application is spackled on, you're not getting enough sunscreen from your makeup. It's better to think of SPF makeup as a booster for your daily sunscreen/moisturizer. Apply it on top of your SPF moisturizer. And mineral powder foundation, which contains natural titanium dioxide and zinc oxide, is a brilliant way to reapply your sunscreen during the day and touch up your makeup at the same time.